Effective Date: [yesterday_date]
At Passive Lending, we respect the privacy of our visitors and are committed to protecting personal data.
This Privacy Policy explains how we collect, use, and safeguard information when you access or interact with our website.
Our practices comply with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).
Our blog is an educational platform designed to share general knowledge and insights.
We do not provide financial, legal, health, or investment advice.
This policy has been prepared with clarity and transparency in mind, so that our audience can understand how their data is handled.
Data Collected
When you use Passive Lending, we may collect both personal and non-personal data.
The type of data collected depends on how you interact with the website.
1.
Personal Data You Provide
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Contact Information: If you send us an email or use the contact form, we may collect your name, email address, and the content of your message.
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Voluntary Submissions: If you sign up for newsletters or engage with interactive features, you may provide additional details such as preferences or feedback.
2.
Automatically Collected Data
When you visit the website, certain information is automatically logged:
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Internet Protocol (IP) address.
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Browser type, version, and device information.
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Pages visited, time spent on pages, and referral sources.
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Date and time of visit.
3.
Non-Personal Data
We may also gather aggregated, anonymized data that cannot identify you directly.
This information helps us improve site performance, understand user behavior, and enhance our educational content.
Cookies Usage
Cookies are small files stored on your device when you visit our website.
They help us recognize repeat visitors, personalize browsing experiences, and analyze site performance.
Types of Cookies Used
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Essential Cookies: Required for core site functionality, such as page navigation and secure access.
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Analytics Cookies: Used to measure traffic and understand how users interact with our site.
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Preference Cookies: Store your language or display preferences for future visits.
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Advertising Cookies: May be used by Google Ads to display relevant, non-intrusive ads.
Cookie Choices
Visitors can manage or disable cookies through browser settings.
Please note that disabling cookies may affect certain features or reduce the overall site experience.
Google Services
To maintain our website and provide free educational content, Passive Lending uses several Google services.
These services are subject to Google’s own privacy policies and terms.
Google Analytics
We use Google Analytics to analyze visitor interactions.
This tool collects anonymized data such as:
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Number of visitors.
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Pages viewed.
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Time spent on site.
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General geographic location (not personally identifying).
This information helps us improve usability and tailor our content to the interests of our audience.
Google Ads
Our website may display ads served through Google AdSense.
Google may use cookies or device identifiers to provide interest-based advertising.
These cookies allow ads to be more relevant to users.
You can opt out of personalized ads by adjusting settings in your Google account.
Google reCAPTCHA
To protect our contact forms from spam and abuse, we use Google reCAPTCHA.
This service may analyze user behavior such as mouse movements or keystrokes to confirm that the visitor is human.
User Rights
Under GDPR and CCPA, you have specific rights regarding your personal data.
We respect these rights and provide options to exercise them.
GDPR Rights (European Visitors)
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Right to Access: Request a copy of the personal data we hold about you.
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Right to Rectification: Correct inaccurate or incomplete data.
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Right to Erasure: Request deletion of personal data, subject to legal obligations.
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Right to Restriction: Limit how your personal data is processed.
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Right to Data Portability: Receive your personal data in a machine-readable format.
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Right to Object: Opt out of certain processing, including direct marketing.
CCPA Rights (California Residents)
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Right to Know: Learn what categories of personal information we collect and why.
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Right to Delete: Request deletion of personal data collected.
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Right to Opt-Out: Decline the sale of personal data (we do not sell data).
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Right to Non-Discrimination: You will not be denied access or charged differently for exercising your rights.
To exercise any of these rights, please contact us at privacy@passivelending.live.
Children’s Privacy
Passive Lending does not knowingly collect or solicit personal data from individuals under the age of 13.
Our content is designed for students, professionals, and general readers interested in educational topics.
If you believe a child has provided personal information without parental consent, please notify us immediately at privacy@passivelending.live.
We will take prompt steps to remove the data from our records.
Data Retention
We only retain personal data for as long as it is reasonably necessary to fulfill the purposes outlined in this policy.
Once data is no longer needed, it is securely deleted or anonymized.
Data Security
We use technical, administrative, and physical safeguards to protect user data.
While no method of transmission over the internet can be guaranteed as completely secure, we strive to protect your personal information against unauthorized access, disclosure, or misuse.
External Links
Our blog may reference third-party websites for educational or informational purposes.
We are not responsible for the privacy practices of those external sites.
Users are encouraged to review third-party privacy policies before providing personal data.
No Sale of Personal Data
In compliance with CCPA and GDPR, Passive Lending does not sell, rent, or trade your personal information to third parties.
Any data shared with service providers is limited to operational purposes, such as analytics or ad placement.
Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in regulations, services, or practices.
Updates will be posted on this page with the revised effective date.
Continued use of the site after changes are posted signifies acceptance of the updated policy.
Audience Profile
Our blog is aimed at:
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Students looking for accessible educational insights.
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Professionals seeking knowledge for personal enrichment.
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Lifelong learners curious about general topics.
We make every effort to ensure that content is clear, reliable, and suitable for a diverse global audience.
Contact Information
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:
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General Inquiries: contact@passivelending.live
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DMCA Requests: dmca@passivelending.live
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Privacy/Legal: privacy@passivelending.live
We aim to respond to privacy-related inquiries within a reasonable timeframe, usually no longer than 30 days.
Final Statement
By using Passive Lending, you acknowledge that you have read and understood this Privacy Policy.
Your privacy matters to us, and we are dedicated to protecting it while providing high-quality educational content.
Thanks for reading! Privacy Policy you can check out on google.